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Use this calculator to work out the returns on a Lucky 31: five selections, 31 bets, one stake per bet. Choose your odds format, enter each selection's price and result, and the calculator shows every bet type from the five singles to the five-fold.
A Lucky 31 is a full-cover bet on five selections. It contains 31 separate bets:
| Bet type | Number of bets |
|---|---|
| Singles | 5 |
| Doubles | 10 |
| Trebles | 10 |
| Four-folds | 5 |
| Five-fold | 1 |
| Total | 31 |
Because the singles are included, one winner still returns something. For a version with four selections and 15 bets, use the Lucky 15 calculator. A Lucky 63 adds a sixth selection and 63 bets. For full-cover bets without the singles, such as the Yankee, Canadian and Heinz, use the bet calculator.
Take a £1 Lucky 31 on five selections priced 2/1, 3/1, 4/1, 5/2 and 6/1.
If all five win, the returns are:
| Bet type | Returns |
|---|---|
| Five singles | £22.50 |
| Ten doubles | £197.50 |
| Ten trebles | £847.50 |
| Five four-folds | £1,781.50 |
| One five-fold | £1,470.00 |
| Total returns | £4,319.00 |
The stake was £31, so the profit is £4,288.00.
Now the 50p Lucky 31 with the same selections. The stake is £15.50 and every return is halved, so the total returns are £2,159.50.
With one winner you only get that selection's single back at its odds. At 2/1 that is £3.00 from a £31 stake. With two winners you also get the double. With 2/1 and 3/1 winning at £1 a bet, the singles return £7.00 and the double £12.00, £19.00 in total from £31. The bet starts to pay for itself from about three winners, depending on the prices. The more winners you have, the more the doubles, trebles and four-folds add up.
An each-way Lucky 31 puts a win part and a place part on all 31 bets, so there are 62 bets and the total stake is double the unit stake. The place part pays a fraction of the win odds (1/4 or 1/5 for most races), and a selection that places but does not win still returns on its place parts. Check the place terms for each race before you set them in the calculator.
Some bookmakers add extras on full-cover bets, such as a bonus when all selections win or a consolation when only one wins. Terms differ by bookmaker and change often, so check the operator's current terms before relying on any bonus. The optional bonus fields in the calculator show these as separate lines and are for illustration only.
A 50p Lucky 31 costs £15.50, because there are 31 bets at 50p each. Each-way costs £31.00.
One winner is enough to get that selection's single back, but you usually need around two or three winners, at decent prices, to cover the stake. It depends on the odds.
A Lucky 63 is the same idea with six selections and 63 bets: six singles, 15 doubles, 20 trebles, 15 four-folds, six five-folds and one six-fold.
Both cover five selections. A Canadian has 26 bets and no singles. A Lucky 31 adds the five singles, which is why it has 31 bets.
Yes. Pick the format at the top of the calculator. All five prices use the same format.
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